Our Services - College Funding Service Center

At College Funding Service Center, we offer a comprehensive suite of education financing services designed to make college affordable and accessible. As a direct lender, we have the flexibility to create customized solutions that fit your family's unique financial situation.

Student Loans

Our student loan programs are designed specifically for undergraduate and graduate students who need financial assistance to complete their education. We offer competitive interest rates and flexible repayment options tailored to your post-graduation financial situation.

Key Features:

Competitive fixed and variable interest rate options
No application fees or origination fees
Flexible repayment terms up to 20 years
Optional cosigner release after qualifying payments
In-school deferment options available
No prepayment penalties

Whether you're covering tuition, room and board, books, or other education-related expenses, our student loans provide the funding you need to focus on your studies rather than financial stress.

Parent PLUS Alternatives

Federal Parent PLUS loans aren't always the best option for families. Our private parent loans offer competitive alternatives with potentially lower interest rates, more flexible terms, and better customer service. Parents can borrow on behalf of their dependent students with terms that make sense for their financial situation.

Advantages Over Federal PLUS Loans:

Potentially lower interest rates for qualified borrowers
More flexible credit requirements
Choice between fixed and variable rates
Longer repayment terms available
Personalized customer service from real people
Transparent fee structure

Student Loan Refinancing

Already have student loans? Our refinancing program allows you to consolidate multiple loans into one new loan with a potentially lower interest rate. This can help you save money over the life of the loan, simplify your monthly payments, and even adjust your repayment term.

Refinancing Benefits:

Consolidate multiple loans into one simple payment
Potentially lower your interest rate and save thousands
Choose a repayment term that fits your budget (5-20 years)
No application fees or prepayment penalties
Switch from variable to fixed rate (or vice versa)
Release cosigners from original loans

Refinancing is ideal for graduates who are established in their careers, have good credit, and want to optimize their student loan repayment strategy.

Financial Counseling & Planning

Navigating education financing can be overwhelming. Our experienced financial counselors are here to help you understand all your options, create a borrowing strategy, and plan for successful repayment. This complimentary service is available to all our clients.

What We Help With:

Understanding federal vs. private loan options
Calculating how much you need to borrow
Creating a realistic repayment strategy
Exploring scholarship and grant opportunities
Planning for multiple years of education
Managing existing student debt

Fast Application & Approval Process

We know that time matters when it comes to education financing. Our streamlined application process is designed to get you an answer quickly so you can make informed decisions about your education.

Application Process:

Simple online application takes less than 15 minutes
Instant pre-qualification available for most applicants
Minimal documentation required
Clear communication throughout the process
Dedicated loan specialists available to answer questions
Funds disbursed directly to your school

Ongoing Customer Support

Our relationship with you doesn't end when the loan is funded. We provide ongoing support throughout your entire loan term, from in-school status through final payoff and everything in between.

Support Services Include:

Dedicated customer service team available by phone and email
Online account management portal 24/7
Flexible payment options and scheduling
Hardship assistance programs if you experience financial difficulty
Payment reminders and account updates
Resources for financial wellness and career planning

Why Choose College Funding Service Center?

Direct Lender

Work directly with us from application through repayment. No middlemen, no confusion—just straightforward lending.

Competitive Rates

We offer some of the most competitive interest rates in the industry for qualified borrowers.

Flexibility

Multiple repayment options, rate choices, and term lengths give you the flexibility to create a loan that works for you.

Transparency

No hidden fees, no confusing terms. We believe in complete transparency in all our lending practices.

Real People

When you call us, you'll speak with a real person who genuinely wants to help—not a robot or overseas call center.

Experience

Our team has decades of combined experience in education financing. We know this industry inside and out.

Comprehensive Education Financing Solutions